Finance Division

IronLinks Financial Incorporated was established to service customers by providing a broad scope of financing solutions ranging from home mortgages to commercial loans.
Under the direction of Chief of Operations Cinthia Kettering, the financial division of IronLinks is committed to helping you find the right product for your needs. We offer a variety of options from reducing your current mortgage payments, receiving “cash out” for home improvements, or buying a first home with no down payment. Dependable and trustworthy, IronLinks Financial, Inc. offers personalized loan programs that ensure clients are treated as a priority, not a number. IronLinks also specializes in credit repair, helping customers achieve their credit goals in as little as three months. Questions regarding the mortgage or credit process are always welcome.

Frequently Asked Questions:

What if I have bad credit?
Don't worry; you're not alone. We've all had a rough patch and there isn't too much we haven't seen. So if you've had a bankruptcy, collections, unpaid medical bills, judgments or anything you think might be a problem, don't let that stop you. Many of our clients are surprised by what IronLinks can accomplish for them. 
 
How much does it cost to apply?
Many brokerages bill you to apply. Our philosophy: Why would you pay us if we haven't done anything yet? IronLinks Financial Inc.’s policy is to only bill you for a copy of your credit report when necessary.
 
Can you fix my credit?
Your credit is going to reflect your accounts. If someone tells you they can erase all the bad items on your credit report for a fee, they're being dishonest with you. What we can do is help you correct the errors on your credit report and guide you in the process to better your credit. 
 
What makes you better than other lenders?
Our service is small enough to help you one-on-one, yet large enough to offer what other lenders can-and in most cases go beyond their services. 
 
How many banks do you work with?
At any given time, we have more than 40 lending institutions on hand with over 400 loan programs.
 
Can I apply online?
No, but you can apply by phone or in person. We do not use online applications for security reasons.
 
What is a pre-approval?
A pre-approval is a conditional approval based on your credit profile.  A formal approval/commitment letter can only be offered after reviewing all of your documents and once you've chosen your collateral, if there is collateral.
 
What if I have already been denied credit somewhere else?
It doesn't matter. We've acquired loans for clients that were turned down elsewhere on many occasions.